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Left Wing Lunacy

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Darth Cheney
Jammer
BladeRunner
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nightlight88
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Post  nightlight88 Wed Apr 13, 2016 10:21 am



One of many more to come.





Another left wing lunacy act of compassion.

The making of a comedy film starring Will Farrell about Reagan's Alzheimer's Disease.


Maybe we should make a comedy movie about Gabby Giffords and how she is faring now.


Last edited by nightlight88 on Mon May 02, 2016 11:52 am; edited 1 time in total
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Post  Gomezz Adddams Wed Apr 13, 2016 11:14 am

nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.


Microaggression affraid microagression affraid microagression affraid
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Post  nightlight88 Wed Apr 13, 2016 11:24 am

Gomezz Adddams wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.


Microaggression  affraid  microagression  affraid microagression  affraid


Hmmmm, maybe I need to improve my aggression skills to make them less "MICRO".

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Post  nightlight88 Wed Apr 13, 2016 11:25 am

nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.



Another tidbit of left wing lunacy.

http://www.americanclarion.com/2016/04/13/day-deception-coming-many-schools-friday-44269/
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Post  Dr. Evil Wed Apr 13, 2016 12:29 pm

nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

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Post  nightlight88 Wed Apr 13, 2016 12:50 pm

Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Dr Mengela, do you know what the word "MAY" means?

If the Bern or the Harpy win, their promise is to make college free. Or are they just pandering to college students?
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Post  BladeRunner Wed Apr 13, 2016 2:13 pm

Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Never?

Sorry. Wrong answer. Try "agaun" (your spelling)

http://www.usnews.com/education/best-colleges/paying-for-college/articles/2016-04-13/5-careers-with-student-loan-forgiveness
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Post  Gomezz Adddams Wed Apr 13, 2016 2:53 pm

Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven
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Post  BladeRunner Wed Apr 13, 2016 3:56 pm

Gomezz Adddams wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven

I also remember questioning Rufusx on The Site That Shall Not Be Named, and getting the boot on there for a so-called "Personal Attack".

Aww...those were the days.......
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Post  Jammer Wed Apr 13, 2016 4:39 pm

nightlight88 wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.



Another tidbit of left wing lunacy.

http://www.americanclarion.com/2016/04/13/day-deception-coming-many-schools-friday-44269/

I see that you are liking the American Clarion.  cheers
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Post  Jammer Wed Apr 13, 2016 4:43 pm

If anyone cares to look into the future of this country, just read the following article.

http://money.cnn.com/2016/04/12/news/economy/venezuela-imf-economy/index.html

Progressive liberal socialists Bernie Sanders, Hillary Clinton and their useful idiots like Butthole and Jackoff Jones want to fundamentally change America into a socialist utopia like Venezuela.  They long for the days when every American is totally equal and that can best occur by destroying capitalism and the prosperity that it brings.  When every American is totally broke, we will have attained the dream of the progressive liberals.

  Progressive liberals are EVIL.
 

Progressive liberals and their socialist ways will doom America to third world status.
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Post  Dr. Evil Wed Apr 13, 2016 7:19 pm

Gomezz Adddams wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven


I guess someone should tell this conservative talk show host who happens to be one of the highest regarded financial guru's in the nation that he is dead wrong...

https://www.daveramsey.com/blog/9-lies-college-student-loans

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Post  Jammer Wed Apr 13, 2016 7:33 pm

nightlight88 wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Dr Mengela, do you know what the word "MAY" means?

If the Bern or the Harpy win, their promise is to make college free.  Or are they just pandering to college students?

Never underestimate the evil that can BE wrought on taxpayers when socialist democrats abuse Executive Power.

http://www.marketwatch.com/story/why-obama-is-forgiving-the-student-loans-of-nearly-400000-people-2016-04-12

Progressive socialists never miss an angle nor an opportunity to steal from the producers to give to the deadbeats in this country.


 Oh yeah, JACKOFF JONES WRONG ONE MORE TIME  
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Post  Dr. Evil Wed Apr 13, 2016 7:42 pm

Jammer wrote:
nightlight88 wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Dr Mengela, do you know what the word "MAY" means?

If the Bern or the Harpy win, their promise is to make college free.  Or are they just pandering to college students?

Never underestimate the evil that can BE wrought on taxpayers when socialist democrats abuse Executive Power.

http://www.marketwatch.com/story/why-obama-is-forgiving-the-student-loans-of-nearly-400000-people-2016-04-12

Progressive socialists never miss an angle nor an opportunity to steal from the producers to give to the deadbeats in this country.


 Oh yeah, JACKOFF JONES WRONG ONE MORE TIME  


Are you calling Dave Ramsey a liar?

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Post  Jammer Wed Apr 13, 2016 7:55 pm

Read my lips:    

JACKOFF JONES IS AN IDIOT

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Post  Dr. Evil Wed Apr 13, 2016 7:57 pm

Jammer wrote:
Read my lips:    

JACKOFF JONES IS AN IDIOT

Why?

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Post  Gomezz Adddams Wed Apr 13, 2016 8:18 pm

Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven


I guess someone should tell this conservative talk show host who happens to be one of the highest regarded financial guru's in the nation that he is dead wrong...

https://www.daveramsey.com/blog/9-lies-college-student-loans

1) While some financial advice Ramsey gives is sound, it's pretty basic. Don't run up credit card debt. Be diligent about saving during your earning years. Ya da da Ya da.

2) Use compound savings. Compound savings was an awesome idea when banks paid decent rates on savings but seriously, trying to compound savings when the interest hovers around 0%? Forget about it. You want to go for it in the stock market casino or real estate? Ok, but that's not compound interest but capital gains.

3) Squeeze the toothpaste from the bottom of the tube. Duh.

I was doing this stuff in jr high school. His advice is for people who have never experienced saving for the future and are perpetually in debt.

Long story short, I showed you how student loans can be erased if, if you are willing to live at subsistence levels for 25 years. I know personally people who erased student loans by working in positions that forgave those loans. One was a nurse who worked for Sanford for x years that had her loans paid off by Sanford. Another was a teacher who taught on the Rez and had her loans paid off. So contrary to the Great and Amazing Ramsey loans are forgiven/paid off and loans are erased from the books. So fcuk Dave Ramsey and fcuk you, you ignoramous.
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Post  Dr. Evil Wed Apr 13, 2016 8:54 pm

Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven


I guess someone should tell this conservative talk show host who happens to be one of the highest regarded financial guru's in the nation that he is dead wrong...

https://www.daveramsey.com/blog/9-lies-college-student-loans

1) While some financial advice Ramsey gives is sound, it's pretty basic. Don't run up credit card debt. Be diligent about saving during your earning years. Ya da da Ya da.

2) Use compound savings. Compound savings was an awesome idea when banks paid decent rates on savings but seriously, trying to compound savings when the interest hovers around 0%? Forget about it. You want to go for it in the stock market casino or real estate? Ok, but that's not compound interest but capital gains.

3) Squeeze the toothpaste from the bottom of the tube. Duh.

I was doing this stuff in jr high school. His advice is for people who have never experienced saving for the future and are perpetually in debt.

Long story short, I showed you how student loans can be erased if, if you are willing to live at subsistence levels for 25 years. I know personally people who erased student loans by working in positions that forgave those loans. One was a nurse who worked for Sanford for x years that had her loans paid off by Sanford. Another was a teacher who taught on the Rez and had her loans paid off. So contrary to the Great and Amazing Ramsey loans are forgiven/paid off and loans are erased from the books. So fcuk Dave Ramsey and fcuk you, you ignoramous.


That doesn't constitute having your loans wiped away.

If you've ever listened to his show you would know that student loans are a huge topic for him, and he makes his living advising people around and through bankruptcy.  I guess if you're a pompous enough ass to believe you have an angle on this that he's missing, which I know you are,  more power to you.

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Post  Gomezz Adddams Wed Apr 13, 2016 9:35 pm

Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven


I guess someone should tell this conservative talk show host who happens to be one of the highest regarded financial guru's in the nation that he is dead wrong...

https://www.daveramsey.com/blog/9-lies-college-student-loans

1) While some financial advice Ramsey gives is sound, it's pretty basic. Don't run up credit card debt. Be diligent about saving during your earning years. Ya da da Ya da.

2) Use compound savings. Compound savings was an awesome idea when banks paid decent rates on savings but seriously, trying to compound savings when the interest hovers around 0%? Forget about it. You want to go for it in the stock market casino or real estate? Ok, but that's not compound interest but capital gains.

3) Squeeze the toothpaste from the bottom of the tube. Duh.

I was doing this stuff in jr high school. His advice is for people who have never experienced saving for the future and are perpetually in debt.

Long story short, I showed you how student loans can be erased if, if you are willing to live at subsistence levels for 25 years. I know personally people who erased student loans by working in positions that forgave those loans. One was a nurse who worked for Sanford for x years that had her loans paid off by Sanford. Another was a teacher who taught on the Rez and had her loans paid off. So contrary to the Great and Amazing Ramsey loans are forgiven/paid off and loans are erased from the books. So fcuk Dave Ramsey and fcuk you, you ignoramous.


That doesn't constitute having your loans wiped away.

If you've ever listened to his show you would know that student loans are a huge topic for him, and he makes his living advising people around and through bankruptcy.  I guess if you're a pompous enough ass to believe you have an angle on this that he's missing, which I know you are,  more power to you.

Jeebus, even my youngest has a better understand of finances than you. Like a factor of 100. She just informed me that she has only 3 years of school debt left and is wondering if she should pay them off since she has cash in the bank to do so. I told her that the last three years of her low interest school loans will be mostly principal with very little interest. She and husband just bought a house and will have plenty of places for the savings to go improving the house so why stretch yourself? It would actually make more sense to pay down her husbands school loans which are accumulating more interest than hers. However using Dumbazz Ramsey's Snowball theory of loan re-payment it would cost her more to pay her's off early. Ramsey only has a microphone.

I could go through Ramsey's "Biggest Lies About College Loans" and show you why he's full of crap like you if you want.

1. Lie: In order to be successful, I need a four-year degree.

Truth: A bachelor’s (or master’s) degree can open doors, but hard work keeps those doors open. Some of the world’s wealthiest businesspeople didn’t even finish college—think technology tycoons Bill Gates, Larry Ellison and Michael Dell. They’re proof that the traditional route isn’t the only path to success. Other options include trade schools, community colleges, apprenticeships and good old-fashioned entrepreneurial drive.

Jeebus, Bill Gates, Larry Ellison and Michael Dell are exceptional examples. All dropped out of upper tier universities.  Gates (who came from a wealthy family) dropped out of Harvard (5.2% acceptance rate).  Ellison was a University of Chicago (go Maroons! 7.8% acceptance rate) dropout. Michael Dell dropped out of University of Texas which has an acceptance rate of 39% and that is crazy for a state school (SDSU is 92% and USD is 89%).
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Post  Dr. Evil Wed Apr 13, 2016 9:37 pm

Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven


I guess someone should tell this conservative talk show host who happens to be one of the highest regarded financial guru's in the nation that he is dead wrong...

https://www.daveramsey.com/blog/9-lies-college-student-loans

1) While some financial advice Ramsey gives is sound, it's pretty basic. Don't run up credit card debt. Be diligent about saving during your earning years. Ya da da Ya da.

2) Use compound savings. Compound savings was an awesome idea when banks paid decent rates on savings but seriously, trying to compound savings when the interest hovers around 0%? Forget about it. You want to go for it in the stock market casino or real estate? Ok, but that's not compound interest but capital gains.

3) Squeeze the toothpaste from the bottom of the tube. Duh.

I was doing this stuff in jr high school. His advice is for people who have never experienced saving for the future and are perpetually in debt.

Long story short, I showed you how student loans can be erased if, if you are willing to live at subsistence levels for 25 years. I know personally people who erased student loans by working in positions that forgave those loans. One was a nurse who worked for Sanford for x years that had her loans paid off by Sanford. Another was a teacher who taught on the Rez and had her loans paid off. So contrary to the Great and Amazing Ramsey loans are forgiven/paid off and loans are erased from the books. So fcuk Dave Ramsey and fcuk you, you ignoramous.


That doesn't constitute having your loans wiped away.

If you've ever listened to his show you would know that student loans are a huge topic for him, and he makes his living advising people around and through bankruptcy.  I guess if you're a pompous enough ass to believe you have an angle on this that he's missing, which I know you are,  more power to you.

Jeebus, even my youngest has a better understand of finances than you. Like a factor of 100. She just informed me that she has only 3 years of school debt left and is wondering if she should pay them off since she has cash in the bank to do so. I told her that the last three years of her low interest school loans will be mostly principal with very little interest. She and husband just bought a house and will have plenty of places for the savings to go improving the house so why stretch yourself? It would actually make more sense to pay down her husbands school loans which are accumulating more interest than hers. However using Dumbazz Ramsey's Snowball theory of loan re-payment it would cost her more to pay her's off early. Ramsey only has a microphone.

I could go through Ramsey's "Biggest Lies About College Loans" and show you why he's full of crap like you if you want.

1. Lie: In order to be successful, I need a four-year degree.

Truth: A bachelor’s (or master’s) degree can open doors, but hard work keeps those doors open. Some of the world’s wealthiest businesspeople didn’t even finish college—think technology tycoons Bill Gates, Larry Ellison and Michael Dell. They’re proof that the traditional route isn’t the only path to success. Other options include trade schools, community colleges, apprenticeships and good old-fashioned entrepreneurial drive.

Jeebus, Bill Gates, Larry Ellison and Michael Dell are exceptional examples. All dropped out of upper tier universities.  Gates (who came from a wealthy family) dropped out of Harvard (5.2% acceptance rate).  Ellison was a University of Chicago (go Maroons! 7.8% acceptance rate) dropout. Michael Dell dropped out of University of Texas which has an acceptance rate of 39% and that is crazy for a state school (SDSU is 92% and USD is 89%).
What are you talking about?

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Post  Gomezz Adddams Wed Apr 13, 2016 10:00 pm

Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven


I guess someone should tell this conservative talk show host who happens to be one of the highest regarded financial guru's in the nation that he is dead wrong...

https://www.daveramsey.com/blog/9-lies-college-student-loans

1) While some financial advice Ramsey gives is sound, it's pretty basic. Don't run up credit card debt. Be diligent about saving during your earning years. Ya da da Ya da.

2) Use compound savings. Compound savings was an awesome idea when banks paid decent rates on savings but seriously, trying to compound savings when the interest hovers around 0%? Forget about it. You want to go for it in the stock market casino or real estate? Ok, but that's not compound interest but capital gains.

3) Squeeze the toothpaste from the bottom of the tube. Duh.

I was doing this stuff in jr high school. His advice is for people who have never experienced saving for the future and are perpetually in debt.

Long story short, I showed you how student loans can be erased if, if you are willing to live at subsistence levels for 25 years. I know personally people who erased student loans by working in positions that forgave those loans. One was a nurse who worked for Sanford for x years that had her loans paid off by Sanford. Another was a teacher who taught on the Rez and had her loans paid off. So contrary to the Great and Amazing Ramsey loans are forgiven/paid off and loans are erased from the books. So fcuk Dave Ramsey and fcuk you, you ignoramous.


That doesn't constitute having your loans wiped away.

If you've ever listened to his show you would know that student loans are a huge topic for him, and he makes his living advising people around and through bankruptcy.  I guess if you're a pompous enough ass to believe you have an angle on this that he's missing, which I know you are,  more power to you.

Jeebus, even my youngest has a better understand of finances than you. Like a factor of 100. She just informed me that she has only 3 years of school debt left and is wondering if she should pay them off since she has cash in the bank to do so. I told her that the last three years of her low interest school loans will be mostly principal with very little interest. She and husband just bought a house and will have plenty of places for the savings to go improving the house so why stretch yourself? It would actually make more sense to pay down her husbands school loans which are accumulating more interest than hers. However using Dumbazz Ramsey's Snowball theory of loan re-payment it would cost her more to pay her's off early. Ramsey only has a microphone.

I could go through Ramsey's "Biggest Lies About College Loans" and show you why he's full of crap like you if you want.

1. Lie: In order to be successful, I need a four-year degree.

Truth: A bachelor’s (or master’s) degree can open doors, but hard work keeps those doors open. Some of the world’s wealthiest businesspeople didn’t even finish college—think technology tycoons Bill Gates, Larry Ellison and Michael Dell. They’re proof that the traditional route isn’t the only path to success. Other options include trade schools, community colleges, apprenticeships and good old-fashioned entrepreneurial drive.

Jeebus, Bill Gates, Larry Ellison and Michael Dell are exceptional examples. All dropped out of upper tier universities.  Gates (who came from a wealthy family) dropped out of Harvard (5.2% acceptance rate).  Ellison was a University of Chicago (go Maroons! 7.8% acceptance rate) dropout. Michael Dell dropped out of University of Texas which has an acceptance rate of 39% and that is crazy for a state school (SDSU is 92% and USD is 89%).
What are you talking about?

Just referencing your Ramsey link since you seem to be bowing to the god of financial advice.

Continuing with more Ramsey Bullcrap:

4. Lie: I can’t afford to go to college without a student loan.
Truth: Yes you can! Let us count the ways: Scholarships are worth your time—apply for as many as possible. Choose an in-state university or local community college. Find a part-time job while you go to school (even a work study program will help). And look for non-traditional options like joining the military or taking a few semesters off to save up before you go.

Scholarships are dolled out to special circumstances. Are you a left handed minority going into basket weaving? No? Sorry but you are out of luck. Do you have 4.9 GPA? Nope, my school only gives out 4.0 points for an A+. Did you score in the 99th percentile of the SAT/ACT entrance exams? Nope, hit the road.

Part time job while going to school? Sure that might put gas in your car and buy you some beer. Pay tuition or rent or books? Not these days. Maybe in the 60's. What era is Ramsey thinking of? Join the military? Sure but the GI Bill has changed on the percentage of what is paid based on length of service and other variables. It's not as generous as it once was.

More generally bad advice from Ramsey. No wonder you like him.

Gomezz Adddams
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Left Wing Lunacy Empty Re: Left Wing Lunacy

Post  Dr. Evil Wed Apr 13, 2016 10:06 pm

Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven


I guess someone should tell this conservative talk show host who happens to be one of the highest regarded financial guru's in the nation that he is dead wrong...

https://www.daveramsey.com/blog/9-lies-college-student-loans

1) While some financial advice Ramsey gives is sound, it's pretty basic. Don't run up credit card debt. Be diligent about saving during your earning years. Ya da da Ya da.

2) Use compound savings. Compound savings was an awesome idea when banks paid decent rates on savings but seriously, trying to compound savings when the interest hovers around 0%? Forget about it. You want to go for it in the stock market casino or real estate? Ok, but that's not compound interest but capital gains.

3) Squeeze the toothpaste from the bottom of the tube. Duh.

I was doing this stuff in jr high school. His advice is for people who have never experienced saving for the future and are perpetually in debt.

Long story short, I showed you how student loans can be erased if, if you are willing to live at subsistence levels for 25 years. I know personally people who erased student loans by working in positions that forgave those loans. One was a nurse who worked for Sanford for x years that had her loans paid off by Sanford. Another was a teacher who taught on the Rez and had her loans paid off. So contrary to the Great and Amazing Ramsey loans are forgiven/paid off and loans are erased from the books. So fcuk Dave Ramsey and fcuk you, you ignoramous.


That doesn't constitute having your loans wiped away.

If you've ever listened to his show you would know that student loans are a huge topic for him, and he makes his living advising people around and through bankruptcy.  I guess if you're a pompous enough ass to believe you have an angle on this that he's missing, which I know you are,  more power to you.

Jeebus, even my youngest has a better understand of finances than you. Like a factor of 100. She just informed me that she has only 3 years of school debt left and is wondering if she should pay them off since she has cash in the bank to do so. I told her that the last three years of her low interest school loans will be mostly principal with very little interest. She and husband just bought a house and will have plenty of places for the savings to go improving the house so why stretch yourself? It would actually make more sense to pay down her husbands school loans which are accumulating more interest than hers. However using Dumbazz Ramsey's Snowball theory of loan re-payment it would cost her more to pay her's off early. Ramsey only has a microphone.

I could go through Ramsey's "Biggest Lies About College Loans" and show you why he's full of crap like you if you want.

1. Lie: In order to be successful, I need a four-year degree.

Truth: A bachelor’s (or master’s) degree can open doors, but hard work keeps those doors open. Some of the world’s wealthiest businesspeople didn’t even finish college—think technology tycoons Bill Gates, Larry Ellison and Michael Dell. They’re proof that the traditional route isn’t the only path to success. Other options include trade schools, community colleges, apprenticeships and good old-fashioned entrepreneurial drive.

Jeebus, Bill Gates, Larry Ellison and Michael Dell are exceptional examples. All dropped out of upper tier universities.  Gates (who came from a wealthy family) dropped out of Harvard (5.2% acceptance rate).  Ellison was a University of Chicago (go Maroons! 7.8% acceptance rate) dropout. Michael Dell dropped out of University of Texas which has an acceptance rate of 39% and that is crazy for a state school (SDSU is 92% and USD is 89%).
Do you know what one of the highest paying jobs in the US is?   Right behind or among doctors, lawyers, and engineers?  Sales.  Do you think you need a 4 year degree to be in sales?   No

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Left Wing Lunacy Empty Re: Left Wing Lunacy

Post  Gomezz Adddams Wed Apr 13, 2016 10:20 pm

Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven


I guess someone should tell this conservative talk show host who happens to be one of the highest regarded financial guru's in the nation that he is dead wrong...

https://www.daveramsey.com/blog/9-lies-college-student-loans

1) While some financial advice Ramsey gives is sound, it's pretty basic. Don't run up credit card debt. Be diligent about saving during your earning years. Ya da da Ya da.

2) Use compound savings. Compound savings was an awesome idea when banks paid decent rates on savings but seriously, trying to compound savings when the interest hovers around 0%? Forget about it. You want to go for it in the stock market casino or real estate? Ok, but that's not compound interest but capital gains.

3) Squeeze the toothpaste from the bottom of the tube. Duh.

I was doing this stuff in jr high school. His advice is for people who have never experienced saving for the future and are perpetually in debt.

Long story short, I showed you how student loans can be erased if, if you are willing to live at subsistence levels for 25 years. I know personally people who erased student loans by working in positions that forgave those loans. One was a nurse who worked for Sanford for x years that had her loans paid off by Sanford. Another was a teacher who taught on the Rez and had her loans paid off. So contrary to the Great and Amazing Ramsey loans are forgiven/paid off and loans are erased from the books. So fcuk Dave Ramsey and fcuk you, you ignoramous.


That doesn't constitute having your loans wiped away.

If you've ever listened to his show you would know that student loans are a huge topic for him, and he makes his living advising people around and through bankruptcy.  I guess if you're a pompous enough ass to believe you have an angle on this that he's missing, which I know you are,  more power to you.

Jeebus, even my youngest has a better understand of finances than you. Like a factor of 100. She just informed me that she has only 3 years of school debt left and is wondering if she should pay them off since she has cash in the bank to do so. I told her that the last three years of her low interest school loans will be mostly principal with very little interest. She and husband just bought a house and will have plenty of places for the savings to go improving the house so why stretch yourself? It would actually make more sense to pay down her husbands school loans which are accumulating more interest than hers. However using Dumbazz Ramsey's Snowball theory of loan re-payment it would cost her more to pay her's off early. Ramsey only has a microphone.

I could go through Ramsey's "Biggest Lies About College Loans" and show you why he's full of crap like you if you want.

1. Lie: In order to be successful, I need a four-year degree.

Truth: A bachelor’s (or master’s) degree can open doors, but hard work keeps those doors open. Some of the world’s wealthiest businesspeople didn’t even finish college—think technology tycoons Bill Gates, Larry Ellison and Michael Dell. They’re proof that the traditional route isn’t the only path to success. Other options include trade schools, community colleges, apprenticeships and good old-fashioned entrepreneurial drive.

Jeebus, Bill Gates, Larry Ellison and Michael Dell are exceptional examples. All dropped out of upper tier universities.  Gates (who came from a wealthy family) dropped out of Harvard (5.2% acceptance rate).  Ellison was a University of Chicago (go Maroons! 7.8% acceptance rate) dropout. Michael Dell dropped out of University of Texas which has an acceptance rate of 39% and that is crazy for a state school (SDSU is 92% and USD is 89%).
Do you know what one of the highest paying jobs in the US is?   Right behind or among doctors, lawyers, and engineers?  Sales.  Do you think you need a 4 year degree to be in sales?   No

I don't know what universe you live in but "Sales" is a pretty general term these days. Retail sales is one thing but pharmaceutical sales is another. How about selling NMR super magnets for the Bruker Corp? They tried to steal my oldest daughter away from her PhD program in chemistry with a six figure @ year job. But even still that's probably not even close to what my cardiologist is hauling in a year. What's selling cosmetics in your wife's geegaw department at BumFcuk's Rx on Mainstreet, Bumfcuk, SD pay? 6 figures? Prolly not.
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Post  Gomezz Adddams Wed Apr 13, 2016 10:30 pm

6. Lie: I’ll just get all my loans forgiven.
Truth: Loan forgiveness programs exist to attract smart grads to low-paying government jobs (usually the kind no one else wants). And they come with a laundry list of stipulations. The Public Service Loan Forgiveness Program, for example, applies to specific not-for-profit employees who’ve already made 120 payments on their Direct Loans. So they’re still paying back most of their debt while simultaneously limiting their income.

Right Dave. I just gave two examples where I know of people who had most if not all of their student loans paid off by working for non-profits. In fact the nurse I spoke of worked for my cardiologist and I spoke with her on every visit. She has since moved on to a better paying position but I know she had her nursing loans forgiven.
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Post  Dr. Evil Wed Apr 13, 2016 10:32 pm

Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
Gomezz Adddams wrote:
Dr. Jones wrote:
nightlight88 wrote:Just a sample of what the idiots/wimps on the left have wrought.

https://www.youtube.com/watch?v=kZq98wLvFk0

One of many more to come.

May never pay??  You can't get out of student loans.  Sorry.   Wrong answer. Try agaun.

Sorry Farmer Fcukstik, but you are wrong .... yet again. And you don't even have to wait for Ol' Snowball's Making it Rain Express.

I remember on the old ArgusLeader forum, Rufusx was always bragging about how he only had to pay a small payment on his grad school loans because his income was too low and that after a period of time like 25 years, the loans would be wiped off the books and he was going to move to Uruguay. I believe it's called a Income Based Repayment Plan.


Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

https://studentaid.ed.gov/sa/repay-loans/understand/plans/income-driven


I guess someone should tell this conservative talk show host who happens to be one of the highest regarded financial guru's in the nation that he is dead wrong...

https://www.daveramsey.com/blog/9-lies-college-student-loans

1) While some financial advice Ramsey gives is sound, it's pretty basic. Don't run up credit card debt. Be diligent about saving during your earning years. Ya da da Ya da.

2) Use compound savings. Compound savings was an awesome idea when banks paid decent rates on savings but seriously, trying to compound savings when the interest hovers around 0%? Forget about it. You want to go for it in the stock market casino or real estate? Ok, but that's not compound interest but capital gains.

3) Squeeze the toothpaste from the bottom of the tube. Duh.

I was doing this stuff in jr high school. His advice is for people who have never experienced saving for the future and are perpetually in debt.

Long story short, I showed you how student loans can be erased if, if you are willing to live at subsistence levels for 25 years. I know personally people who erased student loans by working in positions that forgave those loans. One was a nurse who worked for Sanford for x years that had her loans paid off by Sanford. Another was a teacher who taught on the Rez and had her loans paid off. So contrary to the Great and Amazing Ramsey loans are forgiven/paid off and loans are erased from the books. So fcuk Dave Ramsey and fcuk you, you ignoramous.


That doesn't constitute having your loans wiped away.

If you've ever listened to his show you would know that student loans are a huge topic for him, and he makes his living advising people around and through bankruptcy.  I guess if you're a pompous enough ass to believe you have an angle on this that he's missing, which I know you are,  more power to you.

Jeebus, even my youngest has a better understand of finances than you. Like a factor of 100. She just informed me that she has only 3 years of school debt left and is wondering if she should pay them off since she has cash in the bank to do so. I told her that the last three years of her low interest school loans will be mostly principal with very little interest. She and husband just bought a house and will have plenty of places for the savings to go improving the house so why stretch yourself? It would actually make more sense to pay down her husbands school loans which are accumulating more interest than hers. However using Dumbazz Ramsey's Snowball theory of loan re-payment it would cost her more to pay her's off early. Ramsey only has a microphone.

I could go through Ramsey's "Biggest Lies About College Loans" and show you why he's full of crap like you if you want.

1. Lie: In order to be successful, I need a four-year degree.

Truth: A bachelor’s (or master’s) degree can open doors, but hard work keeps those doors open. Some of the world’s wealthiest businesspeople didn’t even finish college—think technology tycoons Bill Gates, Larry Ellison and Michael Dell. They’re proof that the traditional route isn’t the only path to success. Other options include trade schools, community colleges, apprenticeships and good old-fashioned entrepreneurial drive.

Jeebus, Bill Gates, Larry Ellison and Michael Dell are exceptional examples. All dropped out of upper tier universities.  Gates (who came from a wealthy family) dropped out of Harvard (5.2% acceptance rate).  Ellison was a University of Chicago (go Maroons! 7.8% acceptance rate) dropout. Michael Dell dropped out of University of Texas which has an acceptance rate of 39% and that is crazy for a state school (SDSU is 92% and USD is 89%).
What are you talking about?

Just referencing your Ramsey link since you seem to be bowing to the god of financial advice.  

Continuing with more Ramsey Bullcrap:

4. Lie: I can’t afford to go to college without a student loan.
Truth: Yes you can! Let us count the ways: Scholarships are worth your time—apply for as many as possible. Choose an in-state university or local community college. Find a part-time job while you go to school (even a work study program will help). And look for non-traditional options like joining the military or taking a few semesters off to save up before you go.

Scholarships are dolled out to special circumstances. Are you a left handed minority going into basket weaving? No? Sorry but you are out of luck.  Do you have 4.9 GPA? Nope, my school only gives out 4.0 points for an A+. Did you score in the 99th percentile of the SAT/ACT entrance exams? Nope, hit the road.

Part time job while going to school? Sure that might put gas in your car and buy you some beer. Pay tuition or rent or books? Not these days. Maybe in the 60's. What era is Ramsey thinking of? Join the military? Sure but the GI Bill has changed on the percentage of what is paid based on length of service and other variables. It's not as generous as it once was.

More generally bad advice from Ramsey. No wonder you like hi
Scholarships aren't that tough to come by.   They are really more of a numbers game.  The more you apply for,  the more chances you have.  Plus there are plenty of summer jobs that will take a huge chunk out of tuituon.  You may have to leave snob hill and get your hands dirty with the rest of the cretins but it's possible.  I worked for a coop one summer while i was going to school and made enough that I could have paid tuition in any public college in the state. 

It helps if the pompous ass dad doesn't send his pompous ass kid to some pompous ass school that costs a fortune.

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